Estimated reading time: 7 minutes

Understanding the ins and outs of social security can be challenging, but ensuring your future doesn’t have to be. The Government Service Insurance System (GSIS) provides its members with protection against various life contingencies. By contributing monthly premiums, members can access a wide range of benefits. 

With that, this guide will walk you through the process of how to apply for GSIS membership online. Moreover, this will allow you to confidently secure essential protections.

GSIS Online Application Process

Once you’ve familiarized yourself with the basics of the www.gsis.gov.ph online application process, it’s time to dive into eGSISMO. eGSISMO stands for Electronic GSIS Member Online. This web-based system provides members with the convenience of viewing their profiles, loans, and claims records from any location at any time. 

If you’re wondering how to apply for GSIS membership online in the Philippines, start by registering for an eGSISMO account. Visit the website at http://egsismo.gsis.gov.ph/ and enter your GSIS business partner (BP) number. 

How to Access eGSISMO

The eGSISMO platform is available 24/7, making it easy for you to manage your GSIS membership at any time. To access eGSISMO, you’ll need a personal computer or tablet with an Internet connection. 

How to Register in eGSISMO

1. Access the eGSISMO Portal
2. Initiate the Sign-Up Process
   • On the homepage, click on the “Sign Up” button to begin the registration process.
3. Enter Your Basic Information
   • Provide your BP (Business Partner) Number and Date of Birth in the required fields.
   • Click the “Confirm” button to proceed.
4. Set Up Security Questions
   • Choose two security questions from the available options.
   • Enter your answers in the corresponding text boxes. Make sure to remember these answers as they will be used for account recovery and verification purposes.
5. Verify Your Email Address
   • Check the email address displayed on the page to ensure it is correct and currently in use. GSIS will send important information, including a default password for eGSISMO, to this email address.
   • If the email address shown is incorrect or invalid, follow the instructions provided in the FAQ section (specifically Question No. 7) to update your email address.
6. Complete the Registration
   • Once you have verified your email address and set your security questions, click the “Confirm” button. If you need to make any changes to your security question answers, you can click “Reset” to start over.
   • A confirmation message will appear on the screen stating: “You have successfully registered in eGSISMO! Your password has been sent to your email address. Please check your email to activate your account.”
   • Finally, click “OK” to finish the registration process.

Also Read: SSS Online Employer Registration: A Guide for Companies and Employers

Activating Your Account: How to open an account in GSIS?

After completing the registration steps, check your email inbox for a message from GSIS containing your default password. Use this password to log in to your eGSISMO account for the first time. Upon logging in, you will be prompted to change the default password to a new one of your choice. This ensures the security and confidentiality of your account.

What is a BP Number in GSIS?

A GSIS Business Partner (BP) number is assigned to government employees and is necessary for accessing GSIS services. If you work in a government office, you can obtain your BP number through the following methods:

1. Request from Agency Authorized Officer (AAO): Your office’s AAO can provide you with your BP number.
2. Electronic Remittance File (ERF) Handler: You can also get your BP number from the person handling your office’s ERF.
3. Members Assistance Unit at GSIS: Visit the nearest GSIS office and approach the Members Assistance Unit to request your BP number.

How to get GSIS BP Number Online

If you’re wondering how to get a BP number in GSIS or how to get your GSIS BP number online, unfortunately, there are no available methods yet. Currently, the BP number cannot be obtained directly online, but contacting your office’s AAO or visiting a GSIS office are efficient ways to get it.

Eligibilities, Features, and Benefits

The eGSISMO facility is designed for all active members of the GSIS. Whether you’re a government employee, a teacher, a healthcare professional, or any other public servant covered by GSIS, you can take advantage of this convenient online platform to access your membership records and statement of loan accounts.

Who are eligible for GSIS?

GSIS extends coverage to all government employees regardless of their employment classification, except for specific groups such as members of the Judiciary and Constitutional Commissions who fall under separate retirement legislation. Additionally, contractual employees lacking a direct employee-employer relationship with their respective agencies are also excluded from GSIS coverage.

How do you know if you are a GSIS member?

Just send a text message to 4747 and receive immediate updates regarding your membership status, loan details, retirement benefits, and more. This service is available to subscribers of Globe, Smart, Touch Mobile, and Talk ‘N Text networks.

Also Read: GUIDE: Loans Offered by SSS (How to Apply, Types of Loans, Requirements and more!)

Features

eGSISMO offers a wide range of features to enhance the accessibility and convenience of GSIS services. Members can:

1. View Membership Profile: Access detailed information about your GSIS membership, including personal details and employment history.
2. Check Service Record: Keep track of your service record, ensuring accuracy and completeness for retirement and other benefits.
3. Monitor Loan Payment Record: Stay updated on your loan payments, making it easier to manage your finances.
4. Explore Retirement Benefits: Get a tentative computation of your retirement benefits, helping you plan for your future with confidence.
5. Access Other Features (Soon): In the near future, eGSISMO will introduce additional features such as dividend payments, claim and loan records, and pensioners’ data, further enhancing its utility for GSIS members.

Benefits

By utilizing the eGSISMO facility, GSIS members can enjoy a multitude of benefits:

1. Convenience: Say goodbye to long queues and office visits. With eGSISMO, you can access your membership records and manage your accounts anytime, anywhere, with just a few clicks.
2. Efficiency: Save time and effort by handling your GSIS transactions online. Whether you need to check your loan status or review your service record, eGSISMO simplifies the process, allowing you to focus on other priorities.
3. Transparency: Gain insight into your GSIS membership status and benefits entitlements. With easy access to your records, you can ensure accuracy and stay informed about your financial future.
4. Security: Rest assured that your sensitive information is protected through secure online channels. eGSISMO prioritizes data privacy and employs robust security measures to safeguard your personal and financial data.

FAQS

1. Now that I have registered, how do I log in to eGSISMO? 

• Visit http://egsismo.gsis.gov.ph/.
• Retrieve the default password sent to your email by GSIS.
• Sign in to eGSISMO by entering your BP Number and pasting the exact default password you received from your email into the Password field.
• Replace the system-issued password with your preferred new password. Ensure that it contains 8 to 15 characters, including at least one letter and one number, and excludes any special characters. Once changed, you will receive a confirmation message stating, “Your password has been successfully changed.”

For subsequent logins:

• Visit http://egsismo.gsis.gov.ph/.
• Input your BP Number and your newly set password.
• Click on the “Login” button to access your account.

2. Can I edit or change the details of my eGSISMO account? 

No, the contents of your eGSISMO cannot be edited. You may only view them. 

3. Can I apply for a loan through eGSISMO? 

No, eGSISMO is not designed to accept applications for various GSIS loans. Applying for loans is done in the GWAPS kiosks. 

4. What should I do when I encounter problems using eGSISMO? 

Click Help. 

5. What will happen to my eGSISMO account if I have not accessed it for 90 calendar days? 

If you have not accessed your eGSISMO account for 90 calendar days, it will be considered dormant. When you log in, this message will appear: “Your account has been deactivated. Click link to activate your account

Also Read: GUIDE: Minimum Wage in the Philippines 2024

Conclusion

Applying for GSIS membership online is a straightforward process that can save time and effort. By following these steps and ensuring you have all necessary information and documents, you can smoothly complete your application and start enjoying the benefits of GSIS membership. If you encounter any issues, do not hesitate to contact GSIS for assistance. Remember, understanding how to get your GSIS number online and having your BP number ready are crucial steps in this process.

Sources: (1), (2), (3)

---

Keep Reading: GSIS now accepts loan payment online through partner banks