Home GUIDE: How to Avail Lazada Installment Plans For Your Purchases

GUIDE: How to Avail Lazada Installment Plans For Your Purchases


Estimated reading time: 4 minutes

Are you eyeing to buy a fancy product on Lazada, but you’re hesitant to pay for it now? No more worries for you because Lazada’s installment plan offers a hassle-free solution to shop for your desired products while spreading the cost over manageable monthly installments. Whether it’s the latest tech gadgets, stylish clothing, or home appliances, you can enjoy the convenience of owning your dream items without straining your budget.

This blog will show you several lazada installment plans to help you get what you want to purchase and pay off easily. Lazada installment has several partners that you can use installment plans with. From the eligibility criteria to the checkout process, we’ll cover all the essential aspects so that you can make informed decisions and take advantage of this flexible payment option.

No more compromising on your wishes or waiting for the right moment to purchase. With Lazada’s installment plan, the time to indulge your desires is now! So, let’s dive in and explore how this fantastic feature can elevate your shopping escapades and add a touch of convenience to your life.

How to Avail Lazada Installment Without Credit Card

Lazada has several options for payment to help customers have various options for their Lazada installment plan. In the process of how to avail installment in Lazada, we will show you several partners that Lazada works with and not having the hassle of using a credit card.


Billease is one of the partners for Lazada that helps customers pay the amount they borrowed later. The partner has a low-interest installment plan option for applicants when loaning for Lazada. 

There are steps to applying for Billease installment plan. Follow these steps one by one to get your installment.

  • Go to https://billease.ph/ to apply for a loan
  • Insert the amount of money that you want to lend ranging from P2,000 to P3,000
  • Choose your installment term to your like (ranging from 1-3 months)
  • Click “Apply”
  • Fill out requirements and wait for approval
    • Approval may take one day
  • After the approval is done, you can get the amount on your Lazada Wallet


InvestEd is another partner of Lazada that will help you make an installment plan for your purchase. InvestEd is also used for educational loans and used for several other reasons. Apply now for your first installment plan with its 2.42% interest rate.

Follow these steps to apply for InvestEd.

  • Go to https://www.invested.ph/ and click “Apply Now” on the top right of the page
  • There will be a page listing information and requirements that will be needed from the applicant
    • Education fund
    • Personal information
    • Address information
    • Academic information
    • Terms and conditions
  • Click “Next”
  • Fill out the application and wait for approval which will take around 2-7 days
  • If the qualified for loan, the loan officer will have a phone interview with the applicant to verify the information
  • Submit the requirements that they ask for
  • Receive a loan and use it anyway to your liking


This installment plan is mainly used for buying products online. Since it is a Lazada partner, there will be an option on “Payment Methods” on Lazada for TendoPay. But first, you must be an applicant of TendoPay before using installment plans. These are the steps to apply for TendoPay.

  • Visit this link and sign up to make an account
  • After applying for installments, wait for approval of application
  • Once you have been approved, purchase vouchers from TendoPay that will be used as installment plans. Vouchers may range from P6,000 to P30,000, and you may select the time of payment for your installment
  • Once you chose your voucher, the money will go to your Lazada Wallet


LazPayLater is Lazada’s loaning program that will allow users to borrow up to P15,000 to have the financial freedom to get what they want. And paying back is easy as well. Users can pay back using GCash or Maya Pay. Now follow these steps to avail lazada installment plan on LazPayLater.

  • Open your Lazada app and click “LazPayLater”
  • Agree on the Terms & Conditions and click “Apply Now”
  • Put in OTP number sent to your phone number
  • Take a picture of one valid Identification
  • Take a selfie for face verification/identification
  • Fill up the form given by Lazada and make sure to fill up with the correct information
  • Apply and wait for approval

Using LazPayLater is also simple when purchasing an item. Simply choose the payment method as LazPayLater, and the user can use the lazada installment plan when purchasing an item. The value of the payment plan may vary depending on the item being purchased. 

How to Use Lazada Installment Plan with Credit Card

Lazada BDO Installment

BDO credit card offers 3 month, 6 month, 12 month, 18 month, 24 month, and 36 month payment installment for all users who are BDO credit card holders. If a user wants to use Lazada BDO Installment, they must choose their payment method as BDO installment during checkout. 

Notice: Minimum purchased for BDO Installment is P3,000

– WhatALife!/Zain

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Also read: GUIDE: How to Avail Lazada Pay Later Payment Option?

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