BDO Unibank, Inc. partnered with Visa to launch the BDO Visa Signature card, offering Filipino travelers exclusive rewards, instant rebates, and luxury perks, setting it apart from competitors like the BPI Signature Card.

Key Features

The BDO Visa Signature card offers a 3% travel rebate on airline and overseas spending, 0.3% on all other transactions, and a capped monthly rebate of ₱2,500. It also includes a low 1.7% foreign exchange conversion rate, up to ₱20 million in travel insurance coverage, and complimentary access to over 1,600 VIP airport lounges worldwide. These features make it one of the most competitive BDO credit card options available today.

How Instant Rebates Work

Unlike traditional cashback programs, the BDO Visa Signature card provides instant rebates on qualifying travel-related purchases. BDO Senior Vice-President and Consumer Lending Group Marketing Head Maria Nanette R. Regala emphasized that this feature is unique in the market, offering immediate savings on airline and travel expenses.

International Use

The BDO Visa Signature card is accepted globally wherever Visa is recognized. Cardholders also gain access to over 900 luxury hotels through the Visa Luxury Hotel Collection, which includes perks like automatic room upgrades, late check-outs, and complimentary breakfasts.

Eligibility and Application

Applicants must meet specific income requirements and provide proof of identification and income to qualify for the BDO Visa Signature card. Customers can apply online or visit any BDO branch. New cardholders are eligible for a welcome bonus of ₱15,000 upon spending ₱75,000 within three months.

The BDO Visa Signature launch includes a welcome bonus and travel-centric benefits, while the BPI Visa Signature card also offers various promotions, including cashback on travel spend and exclusive deals on dining and lifestyle. This launch highlights BDO’s commitment to providing elite financial products tailored for sophisticated travelers.

Can I use my Visa Signature card at an ATM?

Yes, your Visa Signature card is accepted at over 1.9 million ATM locations worldwide. You can use it to get cash when you need it.

What is the difference between Visa signature and Visa credit?

Visa Signature is a type of Visa credit card that offers select rewards and privileges. Banks which issue Visa Signature cards may offer additional benefits and privileges with applicable terms and conditions.

Can I withdraw money from ATM using Visa card?

Yes, as long as your ATM or credit card has either a Visa or PLUS logo, you can withdraw cash at ATMs that are part of the Visa or PLUS network. You can use your Visa Credit Card to obtain cash from any ATM that displays the Visa logo. Keep in mind that there may be a fee for this service.

How does the BDO Visa Signature promotion compare to the BPI Visa Signature promo?

The BDO Visa Signature launch includes a welcome bonus and travel-centric benefits, while the BPI Visa Signature card also offers various promotions, including cashback on travel spend and exclusive deals on dining and lifestyle.

Can I use the BDO Visa Signature card internationally?

Yes, the card is accepted globally wherever Visa is recognized. You also gain access to the Visa Luxury Hotel Collection.

Sources: (1), (2), (3), (4), (5), (6)

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