Paying your  Bank of the Philippine Islands (BPI) credit card doesn’t have to be complicated. 

Whether you’re the type who loves tech or prefers sticking to traditional methods, BPI’s got you covered. 

If you’ve ever wondered how to pay with a BPI credit card, let’s chat about the best ways to do it—including how to pay with a BPI credit card using the BPI app. 

Spoiler alert: the app is a lifesaver!

 Easy Ways to Pay Your BPI Credit Card

BPI makes it really easy to pay your credit card bill. Here are some of the best options:

1. Pay via the BPI Mobile App

One of the quickest and most hassle-free ways to settle your bill is through the BPI Mobile App. 

Here’s how to pay BPI credit card using BPI app:

STEP 1: Log in to the BPI Mobile App – Open the app and sign in.

STEP 2: Go to ‘Payments/Load’ – Tap on this option on the main menu.

STEP 3: Select ‘Pay Bills’ – This is where you’ll process your payment.

STEP 4: Pick Your BPI Credit Card – If you have more than one, choose the card you want to pay.

STEP 5: Enter the Payment Amount – Type in the amount you want to pay. Try to pay in full if you can to avoid interest!

STEP 6: Confirm Your Payment – Double-check everything and tap ‘Confirm’.

STEP 7: Get a Confirmation – You’ll receive a message confirming your payment. And that’s it!

This method is quick, secure, and your payment reflects immediately.

2. Pay via BPI Online Banking

If you prefer using your computer, you can also pay online. Here’s how:

1. Visit BPI Online and log in to your account.
2. Click on ‘Payments/Load’ and select ‘Pay Bills’.
3. Pick your BPI credit card as the biller.
4. Enter the amount you want to pay and confirm.
5. Wait for the confirmation message – done!

This method offers the convenience of managing your payments from your desktop.

3. Pay at a BPI Branch

Prefer paying in person? No problem! Just visit a BPI branch and do this:

1. Grab a Bills Payment Form and fill it out.
2. Hand it over to the teller along with your payment.
3. Get your receipt – easy!

This traditional method ensures your payment is handled directly by bank personnel.

4. Pay via BPI ATMs

You can also pay using a BPI ATM. Here’s how:

1. Insert your BPI debit card and enter your PIN.
2. Choose ‘Payments/Reload’ from the menu.
3. Select ‘Credit Card Payment’ and pick your BPI credit card.
4. Enter the amount and confirm.
5. Get your receipt, and you’re done!

This option is available 24/7 at any BPI ATM.

5. Pay at Partner Payment Centers

If there’s no BPI branch near you, you can pay at:

• Bayad Center
• SM Bills Payment
• Robinsons Business Centers

Just bring your latest credit card statement and pay in cash.

Important Reminders:

• Ensure payments are made on or before the due date to avoid late fees.
• Always keep your transaction receipts or confirmation messages for future reference.
• Verify payment posting times, especially when using third-party payment centers.

Why Use the BPI App for Credit Card Payments?

Using the BPI Mobile App is hands down the best way to pay your credit card because:

• Super Convenient – Pay anytime, anywhere!
• Safe & Secure – Your transactions are encrypted.
• Fast Processing – Your payment reflects quickly.
• Easy Tracking – Check your payment history anytime.

Now that you know how to pay BPI credit card using different methods, especially how to pay BPI credit card using BPI app, it’s up to you to pick the easiest one! 

Paying on time helps you avoid late fees and keeps your credit in good shape. 

If you want hassle-free payments, go for the BPI Mobile App or online banking. 

But if you’re old-school, over-the-counter and ATM payments work just fine too. Whatever you choose, just make sure to pay on time!

Sources: (1), (2), (3)

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