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Wondering how to check the status of your Pag-IBIG loan without the hassle of visiting the nearest branch? Well, the process is now simpler since you can access it online. Whether you’ve applied for a multi-purpose, housing, or calamity loan, you can easily track its progress from the comfort of your home. So, let’s discuss the steps to checking your Pag-IBIG loan status below.
Table of contents
What is a Pag-IBIG Loan?
A Pag-IBIG loan is a cash assistance program that provides its members with various loan offers. Some types of Pag-IBIG loans are:
- Housing Loan. Designed to help members purchase residential properties, build or renovate homes, or refinance existing mortgage loans.
- Multi-Purpose Loan. A short-term loan that members can use for various purposes. like home improvements, education, medical expenses, or starting a business.
- Calamity Loan. Available to members affected by natural disasters. It provides financial assistance to help them recover from the damage caused by calamities like floods, typhoons, or earthquakes.
Also Read: How to File for Typhoon Carina Calamity Loan in the Philippines (SSS, GSIS, Pag-IBIG)
How do you know if your Pag-IBIG loan is approved?
Traditionally, you’ll need to visit a Pag-IBIG branch to inquire about the status of your loan. Fortunately, they have made the process faster and more convenient by allowing you to check your Pag-IBIG loan status online. All you have to do is visit the Virtual Pag-IBIG website or download the mobile application through the Google Play Store or Apple App Store.
Virtual Pag-IBIG is Pag-IBIG Fund’s online service facility that lets you safely access their services anytime and anywhere you are. Aside from checking your loan status, you can also view your contributions, top-up your regular savings, and apply for loans.
Requirements for checking your Pag-IBIG loan online
Virtual Pag-IBIG doesn’t require a lot of information or documents to check your loan status. Just make sure you know the type of loan you applied for and have your Pag-IBIG Member Identification (MID) Number ready.
How to check the status of Pag-IBIG loan online
Follow this quick step-by-step guide on how to check the status of your loan:
Using the Virtual Pag-IBIG website
- Go to the Virtual Pag–IBIG website.
- Click the ‘Apply for and Manage Loan’ button.
- Then, select ‘View Loan Status.’
- You’ll then be taken to the Loan Status Verification page.
- Click ‘Select Type of Loan’ and choose the loan type you requested.
- Next, enter your Pag-IBIG MID Number in the box.
- Then, enter your last name in the third box.
- Click the ‘Submit’ button.
You’ll then be able to view your loan application details, which include your loan’s status date once it gets approved.
Using the Virtual Pag-IBIG Mobile App
- Download and open the Virtual Pag-IBIG mobile app.
- Tap the ‘Access Loans’ button.
- Then, tap ‘View Loan Status.’
- You’ll then be redirected to the Loan Status Verification page.
- Tap ‘Select Type of Loan’ to choose the loan you applied for.
- Next, enter your Pag-IBIG MID number on the second box.
- Then, fill in your last name on the last box.
- Tap the ‘Submit’ button.
Similar to the website, you’ll then be able to view your loan application details, as well as its status.
Also Read: What you need to know about Pag-IBIG Multi-Purpose Loan Application
Alternative Methods
If you’re not able to access the Virtual Pag-IBIG website, our best recommendation is to call Pag-IBIG Fund’s hotline number at (02) 8724-4244. Alternatively, you can send them an e-mail if you have further questions or concerns at contactus@pagibigfund.gov.ph.
However, if you need a quick answer, you can also access their chat box, that’s located in the lower right corner of the screen. All you have to do is enter the required information, and it will generate short answers regarding your concerns. If you have further questions regarding your loan status, your best option is to visit the nearest Pag-IBIG branch so a staff member can personally assist you.
Additional Tips
To make sure the process of checking the status of your Pag-IBIG loan goes smoothly, here are tips we recommend you to keep in mind:
- Use a stable internet connection. When using the Virtual Pag-IBIG portal, make sure you’re connected to reliable internet to avoid interruptions.
- Keep your loan reference number handy. After submitting your loan application, Pag-IBIG provides you with a reference or tracking number. Make sure to keep this number safe since you’ll need it to check your loan status online.
- Check your email notifications frequently. Pag-IBIG often sends updates via email regarding your loan. So, ensure your email is active and check the notifications regularly so you won’t miss a message.
- Double-check your loan application requirements. If there’s a delay in your loan’s approval, make sure you have submitted all requirements and your application is complete.
Final Thoughts
There are several ways you can check the status of your Pag-IBIG loan. However, we think that verifying through the Virtual PaG-IBIG is the easiest and most convenient method. After all, you simply need to visit the website or open the mobile app, so you can see the progress of your loan application instantly. So, this means you can say goodbye to going down to the nearest branch and waiting in long queues!
Frequently Asked Questions (FAQs)
If you need further help regarding your loan status, here are answers to frequently asked questions:
How do you know if your Pag-IBIG loan is approved online?
You can check the status of your loan online by visiting the Virtual Pag-IBIG website or mobile app. Then, check out our guide above to walk you through the process.
How long is the loan approval in Pag-IBIG?
It depends on the type of loan you applied for. For instance, Pag-IBIG’s multi-purpose loan application can be processed in as fast as 2 days. So, we recommend you check your loan’s guidelines.
Why is my Pag-IBIG loan not approved?
Each Pag-IBIG loan has its own eligibility requirements, so if your loan was not approved, your application may not have met those qualifications. But most commonly, having overdue payments on other loans can negatively impact your chances of getting approved.
Keep Reading: GUIDE: PAG-IBIG Online Registration
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